Ok, I've officially begun Christmas shopping. I went to Bath and Body Works and took advantage of their semi-annual sale. My older nephews in NYC are now taken care of. I also make gift baskets normally for the people who work under me, and I'm starting to gather the first few items for those. Spent $51.03 at BBW, $30 on food out recently, $10.03 at Rite-Aid, but will be getting $5 of that back in rebates, $1.20 more in deposits. Using coupons from their ad, combined with rebate I will have spent $2 after deposits for bottles are redeemed for a case of 1/2 liter Spite bottles. I rarely buy the stuff, but my daughter and grandson love it. Once or twice a year I can live with that! Bought clothes for my grandson, but it looks like i can return nearly all of that. Yeah! My daughter is getting a financial education that doesn't involve me always bailing her out. I know it takes some time to learn about budgeting, but she's 26. High time...